If you're planning to apply for a home loan, understanding DSR Malaysia is essential. Debt Service Ratio (DSR) is one of the most important factors banks in Malaysia use to assess your home loan eligibility and borrowing capacity. Knowing how DSR works can help you improve your approval chances before submitting your application. What Is Debt Service Ratio (DSR)? DSR represents the percentage of your income that goes towards paying your monthly debt obligations. It is calcula