Terms of Use
Last updated: 13 May 2026
Welcome to Megax Mortgage (“Megax Mortgage”, “we”, “our”, or “us”).
By accessing or using this website, you agree to comply with and be bound by the following Terms of Use. If you do not agree with these terms, please discontinue use of this website.
1. General Information
Megax Mortgage provides mortgage-related information, loan comparison assistance, refinancing support, and general mortgage advisory services in Malaysia.
The information provided on this website is for general informational purposes only and should not be considered financial, legal, or professional advice.
2. No Guarantee of Loan Approval
All loan applications are subject to the approval criteria, policies, and terms of the respective financial institutions.
Megax Mortgage does not guarantee:
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Loan approval
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Interest rates
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Financing amounts
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Processing timelines
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Eligibility outcomes
Approval decisions remain solely at the discretion of the relevant bank or financial institution.
3. Mortgage Calculator Disclaimer
Any mortgage calculators, affordability tools, refinancing calculators, DSR calculators, or estimated figures provided on this website are for illustration purposes only.
The calculations may not reflect:
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Actual bank assessment methods
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Current interest rates
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Legal fees or government charges
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Changes in financial institution policies
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Individual financial circumstances
Users should obtain professional advice and official quotations before making financial decisions.
4. Accuracy of Information
We strive to ensure that the information on this website is accurate and up to date. However, we do not warrant or guarantee the completeness, reliability, accuracy, or availability of any information, services, or materials on this website.
Information may be updated, changed, or removed without prior notice.
5. Third-Party Services & Links
This website may contain links to third-party websites, including banks, legal firms, or service providers.
Megax Mortgage is not responsible for:
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The content of third-party websites
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Third-party services or products
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Accuracy of external information
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Privacy practices of external websites
Users access third-party websites at their own risk.
6. User Responsibilities
By using this website, you agree:
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Not to misuse the website
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Not to submit false or misleading information
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Not to attempt unauthorised access to the website or systems
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To use the website only for lawful purposes
7. Intellectual Property
All content on this website, including:
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Text
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Logos
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Graphics
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Website design
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Images
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Calculators
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Articles and materials
are the property of Megax Mortgage unless otherwise stated and are protected under applicable intellectual property laws.
Users may not reproduce, distribute, modify, or commercially exploit any content without prior written consent.
8. Limitation of Liability
To the fullest extent permitted under Malaysian law, Megax Mortgage shall not be liable for any direct, indirect, incidental, consequential, or special loss or damage arising from:
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Use of this website
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Reliance on website information
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Mortgage or refinancing decisions
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Errors or omissions in content
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Website interruptions or technical issues
Users are responsible for independently verifying information before making financial decisions.
9. Privacy
Your use of this website is also governed by our Privacy Policy.
By using this website, you consent to the collection and use of personal information in accordance with our Privacy Policy.
10. Amendments
Megax Mortgage reserves the right to modify or update these Terms of Use at any time without prior notice.
Continued use of the website after updates constitutes acceptance of the revised terms.
11. Governing Law
These Terms of Use shall be governed by and interpreted in accordance with the laws of Malaysia.
Any disputes arising from the use of this website shall be subject to the jurisdiction of the courts of Malaysia.
12. Contact Us
If you have any questions regarding these Terms of Use, please contact:
Megax Mortgage
Phone: +6010-3010063