How We Can Help
Explore our range of mortgage services designed to simplify your home financing journey.
Home Loan Application
Our advisors guide you through the entire application process to ensure that the required documents are properly prepared and submitted.
What we help with:
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Reviewing your financial profile
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Preparing loan application documents
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Submitting applications to suitable banks
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Following up with banks during the approval process
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Providing updates on application status
Loan Comparison & Bank Package Analysis
Megax Mortgage compares loan packages across multiple banks to help clients identify suitable financing options based on their financial situation
What we analyse:
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Interest rates (fixed vs floating)
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Loan tenure options
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Margin of financing
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Lock-in period
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Early settlement penalties
Loan Eligibility & Affordability Review
Megax Mortgage helps clients review their financial profile to estimate their borrowing capacity.
What we evaluate:
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Monthly income and financial commitments
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Debt Service Ratio (DSR)
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Estimated loan eligibility
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Bank approval criteria
This review helps reduce the risk of loan rejection and allows us to recommend suitable banks for your application.
Mortgage Refinancing Assistance
Megax Mortgage assists homeowners in evaluating refinancing opportunities and comparing available packages.
Refinancing may help you:
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Reduce your monthly instalment
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Secure a lower interest rate
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Shorten or restructure your loan tenure
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Access additional cash through refinancing
Legal Documentation Coordination
Megax Mortgage works with experienced property lawyers to assist clients in coordinating the legal documentation process once the loan is approved.
Legal documentation typically includes:
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Sale & Purchase Agreement (SPA)
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Loan Agreement
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Stamp duty documentation
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Property transfer procedures
Our Process
Consult
Assess
Compare
Approve
Initial Consultation
Speak with our advisor and share your financial details and property information.
Loan Eligibility Assessment
We review your income, commitments, and affordability to estimate your loan eligibility.
Bank Comparison & Application
We compare suitable loan packages and assist in submitting your application.
Loan Approval
Once approved, we guide you through the next steps including documentation and legal coordination.