Wondering how much salary you need to buy a RM500,000 house in Malaysia? The answer depends on more than just your income. Banks assess your home loan eligibility based on your Debt Service Ratio (DSR), existing financial commitments, and repayment ability. This guide explains how much salary you may need and what factors affect your borrowing capacity. Step 1: How Banks Decide Your Home Loan In Malaysia, banks don’t simply look at your income. They use something called Debt